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As a Bank of America customer, you may need to know your routing number for various transactions, such as setting up direct deposit, making a wire transfer, or paying bills online. In this guide, we will explain what a routing number is, where to find your Bank of America routing number, and how to use it.
What Is a Routing Number?
A routing number is a nine-digit code assigned to financial institutions in the United States to identify the bank or credit union where an account is held. It is also known as an ABA routing number, ACH routing number, or RTN (Routing Transit Number).
Routing numbers are used for various financial transactions, such as:
- Direct deposit of paychecks, government benefits, or tax refunds
- Electronic funds transfer (EFT) between banks or credit unions
- Domestic wire transfer or international wire transfer
- Automated Clearing House (ACH) transactions, such as bill payments, e-checks, or automatic transfers
- Check processing, including the bank’s location and Federal Reserve Bank district
Each bank or credit union has at least one routing number, but larger institutions may have multiple routing numbers depending on the region, account type, or transaction type.
Where to Find Bank of America Routing Number?
If you have a Bank of America account, you can easily find your routing number in several ways:
Cheque or statement
Your Bank of America routing number is printed on the bottom left corner of your cheques. It is the first set of numbers, followed by your account number and the check number. If you don’t have a chequebook or a printed statement, you can request one from Bank of America or view it online through your account dashboard.
Online banking
If you have enrolled in Bank of America’s online banking, you can access your routing number by logging in and going to the account details section. Look for the “routing number” or “routing transit number” field.
Mobile app
If you have Bank of America’s mobile banking app, you can find your routing number by navigating to the account details page and scrolling down to the “account numbers” section. Your routing number should be listed there.
Customer service
If you are still unsure about your Bank of America routing number or can’t access it through the above methods, you can call Bank of America’s customer service at 1-800-432-1000 and speak to a representative. They will ask you for your account information to verify your identity and provide you with your routing number.
Bank of America Routing Numbers for Each Location
| STATE | ROUTING NUMBER | STATE | ROUTING NUMBER |
| Alabama | 51000017 | Missouri, East | 081000032/ 101000035 |
| Alaska | 51000018 | Missouri, West | 81000033 |
| Arizona | 122101706 | Montana | 51000017 |
| Arkansas | 82000073 | Nebraska | 51000017 |
| California | 121000358 | Nevada | 122400724 |
| Colorado | 123103716 | New Hampshire | 11400495 |
| Connecticut | 11900254 | New Jersey | 21200339 |
| Delaware | 31202084 | New Mexico | 107000327 |
| District of Columbia | 54001204 | New York | 21000322 |
| Florida | 063100277/ 063000047 | North Carolina | 53000196 |
| Florida, West | 63100277 | North Dakota | 51000017 |
| Georgia | 61000052 | Ohio | 51000017 |
| Hawaii | 51000017 | Oklahoma | 103000017 |
| Idaho | 123103716 | Oregon | 323070380 |
| Illinois | 81904808 | Oregon | 323070380 |
| Illinois, Chicago Metro | 081904808/ 0071103619 | Pennsylvania | 31202084 |
| Illinois, North | 71000505 | Rhode Island | 11500010 |
| Indiana | 71214579 | South Dakota | 51000017 |
| Iowa | 73000176 | Tennessee | 64000020 |
| Kansas | 101100045 | Texas | 111000025/ 113000023 |
| Kentucky | 51000017 | Texas, North | 111000025 |
| Louisiana | 51000017 | Utah | 51000017 |
| Maine | 11200365 | Vermont | 51000017 |
| Maryland | 52001633 | Virginia | 51000017 |
| Massachusetts | 11000138 | Washington | 125000024 |
| Michigan | 72000805 | West Virginia | 51000017 |
| Minnesota | 71214579 | Wisconsin | 51000017 |
| Mississippi | 51000017 | Wyoming | 51000017 |
How to Use Bank of America Routing Number?
Once you have your Bank of America routing number, you can use it for various financial transactions. Here are some common uses:
Direct deposit
If you want to receive your paycheck, Social Security benefits, or other payments directly into your Bank of America account, you will need to provide your routing number and account number to the payer. They will use this information to set up the direct deposit.
Wire transfer
If you need to send or receive money from another bank or credit union, you can use Bank of America’s wire transfer service. You will need to provide your routing number, account number, and other information, such as the recipient’s name, address, and bank information. Note that wire transfers may have fees and processing times.
Bill payment
If you want to pay your bills electronically, you can use Bank of America’s online bill payment service. You will need to provide your routing number and account number for the biller. Bank of America will send the payment electronically or by paper check, depending on the biller’s preferences.
ACH transfer
If you want to transfer money between Bank of America accounts or to another bank or credit union, you can use the ACH transfer service. You will need to provide your routing number and account number, as well as the recipient’s information. Note that ACH transfers may take several days to process.
Bank of America routing number for Wire Transfers and Electronic Transactions
| STATE | ROUTING # | E-TRANSACTIONS |
| Alabama | 051000017 | 051000017 |
| Alaska | 051000017 | 051000017 |
| Arizona | 122101706 | 122101706 |
| Arkansas | 082000073 | 082000073 |
| California | 121000358 | 121000358 |
| Colorado | 123103716 | 123103716 |
| Connecticut | 011900571 | 011900254 |
| Delaware | 031202084 | 031202084 |
| Florida, East | 063000047 | 063100277 |
| Florida, West | 063100277 | 063100277 |
| Georgia | 061000052 | 61000052 |
| Hawaii | 051000017 | 051000017 |
| Idaho | 123103716 | 123103716 |
| Illinois – South | 081904808 | 081904808 |
| Illinois – North | 071000505 | 071000505 |
| Illinois – Chicago Metro | 071103619 | 081904808 |
| Indiana | 071214579 | 071214579 |
| Indiana (Opened before 8/23/2008) | 051000017 | 051000017 |
| Indiana (Opened after 8/23/2008) | 081904808 | 081904808 |
| Iowa | 073000176 | 073000176 |
| Kansas | 101100045 | 101100045 |
| Kentucky | 051000017 | 051000017 |
| Louisiana | 051000017 | 051000017 |
| Maine | 011200365 | 011200365 |
| Maryland | 052001633 | 052001633 |
| Massachusetts | 011000138 | 011000138 |
| Michigan | 072000805 | 072000805 |
| Michigan (Opened before 8/23/2008) | 051000017 | 051000017 |
| Michigan (Opened after 8/23/2008) | 081904808 | 081904808 |
| Minnesota | 071214579 | 071214579 |
| Mississippi | 051000017 | 051000017 |
| Missouri East/St. Louis | 081000032 | 081000032 |
| Missouri West/Kansas City | 101000035 | 081000032 |
| Montana | 051000017 | 051000017 |
| Nebraska | 051000017 | 051000017 |
| Nevada | 122400724 | 122400724 |
| New Hampshire | 011400495 | 011400495 |
| New Jersey | 021200339 | 021200339 |
| New Mexico | 107000327 | 107000327 |
| New York | 021000322 | 021000322 |
| North Carolina | 053000196 | 053000196 |
| North Dakota | 051000017 | 051000017 |
| Ohio | 051000017 | 051000017 |
| Oklahoma | 051000017 | 051000017 |
| Oregon | 051000017 | 051000017 |
| Pennsylvania | 031202084 | 031202084 |
| Rhode Island | 011500010 | 011500010 |
| South Carolina | 053904483 | 053904483 |
| South Dakota | 051000017 | 051000017 |
| Tennessee | 064000020 | 064000020 |
| Texas, North | 111000025 | 111000025 |
| Texas, South | 113000023 | 111000025 |
| Utah | 051000017 | 051000017 |
| Vermont | 051000017 | 051000017 |
| Virginia | 051000017 | 051000017 |
| Washington | 125000024 | 125000024 |
| Washington DC | 054001204 | 054001204 |
| West Virginia | 051000017 | 051000017 |
| Wisconsin | 051000017 | 051000017 |
| Wyoming | 051000017 | 051000017 |
Conclusion
In conclusion, knowing your Bank of America routing number is essential for many financial transactions. By following the above methods, you can easily find and use your routing number for direct deposit, wire transfer, bill payment, or ACH transfer. If you have any questions or issues, don’t hesitate to contact Bank of America’s customer service for assistance.
